About Canada 

About Canada

On July 1, 1867, Ontario, Quebec, New Brunswick and Nova Scotia formed a confederation. The British North America Act (BNA) officially declared Canada a country. We celebrate Canada's national day on July 1st as Canada Day. In 1965, we adopted the red and white flag with the maple leaf as our official flag.

Canada is the second largest country in the world with 10 million square kilometres of landmass. The country has a population of approximately 30 million people -- only one-tenth the population of the United States. Three oceans border our vast country: the Atlantic, the Pacific and the Arctic. Due to Canada's size, it is made up of many different geographical areas and regions. We divide these into the following: the Atlantic Region, Central Canada, the Prairie Provinces, the West Coast and the North. Politically we have divided the country into 10 provinces and 3 territories, each possessing its own capital. The national capital of Canada is Ottawa.

Canada is one the leading G-8 Nations. It is a highly developed country with excellent working conditions, an outstanding education system, a very high standard of living, and a health care system ranked one of the best in the world.

Canada is a country composed of immigrants from practically every country in the world. Canada's success is largely due to the contributions made by these immigrants. Each year, Canada welcomes more than 250,000 new immigrants. The diversified backgrounds and cultures are what make Canada unique. Multiculturalism is promoted by both the federal and provincial governments to help maintain this unique "melting pot".

Regardless of where you came from, once you are a landed immigrant (permanent resident), you have all the rights of a Canadian citizen. These rights are protected under the Canadian Charter of Rights and Freedoms. Should you wish to become a citizen, you can do so after you have lived in Canada for three years. As a Canadian citizen, you can apply for a Canadian passport and you are eligible to vote.

Canadian politics: Canada is an independent constitutional monarchy and has three tiers of government: federal, provincial, and municipal.

England's Queen Elizabeth II is still Canada's head of state, and until 1982 Canada could not make any changes to its constitution without the approval of the British government. Then in 1982, the Constitution Act came into effect, which allowed Canada to make constitutional changes without approval from the British government. We made the Charter of Rights and Freedoms part of the Constitution in 1982. The Official language Act protects English and French, the two official languages in Canada.

The political party with the most elected members forms the federal government and its leader becomes the Prime Minister. The party with a second largest number of elected members becomes official opposition, and its role is to offer constructive criticism to the government.

The four main political parties are:

Ø    Bloc Québécois (founded in 1991) - social democratic, Quebec nationalist.

Ø    Conservative Party of Canada (founded in 2003) - conservative,

Ø    Liberal Party of Canada (founded in 1867) - liberal.

Ø    New Democratic Party (founded in 1961) - social democratic.
The federal government is based in the capital city of
Ottawa.

Geography: Canada has 10 provinces and 3 territories. These include: the Provinces of Newfoundland and Labrador, Nova Scotia, New Brunswick, Prince Edward Island, Quebec, Ontario, Manitoba, Saskatchewan, Alberta, British Columbia and Territories of Yukon, Nunavut and the Northwest Territories.

The Justice System: The violent crime rate in Canada is among the lowest in the world, and continues to steadily decline, year after year.

As a citizen or a permanent resident, you have equal access to the justice system. The Canadian Charter of Rights and Freedoms guarantees fundamental freedoms, legal rights and equality under the law to every resident.

Health Care: Canada has one of the world's best health care systems. Every citizen and permanent resident is covered by the insurance plan of the province in which he or she resides. The health plan is funded by tax measures and provides one of the world's best-quality essential health services, including doctor's fees, hospital charges and, in many cases, prescription drugs.

The Canadian economy: World-class health care for everyone.    

The health of all Canadians is a responsibility that the government takes very seriously, helping all its citizens to enjoy a life expectancy that approaches 80 years. In fact, Canadian health statistics are vastly better than the world average, making Canadians among the healthiest in North America.

High-quality health care is a right, not a privilege.

Canada is proud to have been among the first nations to provide publicly administered universal health care, generally referred to as Medicare. This health care is protected by the Canada Health Act, adopted in 1984, which guarantees that at any time, anyone who needs medical attention has access to modern hospitals, clinics, doctors and specialists - at no cost to the user. Under the terms of this Act, the provinces provide all residents with health insurance cards, which entitle the bearer to receive free medical care for almost all procedures.

Few countries can boast this type of quality universal health care system, one which serves to protect the physical and mental well-being of residents of Canada regardless of financial standing.

Quality of Education: Canada offers free primary and secondary education and subsidized post-secondary studies. Every child must attend school until the age of 16-17 years of age. Ninety-five percent of Canada's children go to the public schools, which are free. Students are assigned to a public school according to where they live. The education system is funded primarily by the provinces. And Canada spends more on education than any other industrialized nation on the planet.

Social Services: Canada is a welfare state. This means that the government takes care of its citizen's basic social services. These services are funded by taxes collected by the various levels of government.

Some of these social services include:

  • Child Tax Benefit: The Federal government makes a monthly payment for the well being of Canada's children. This payment is remitted to the parent of the child (generally to the mother) on the child's behalf. The amount of child tax benefit is according to the family income.
  • Social Assistance/Welfare: Commonly known as "welfare", Social Assistance payments are meant to cover the people who are not entitled to other benefits to pay for food, shelter, clothing, prescription drugs etc.
  • Unemployment Benefits
  • Pension Plans -- Old Age Security

Business and industry

  • Canada's unemployment rate is the lowest it has been since 1976, with hundreds of thousands of new jobs created each year.
  • Canada has the lowest taxes in the corporate sector among all G-8 countries.
  • Canada provides unlimited opportunities for development in the natural resources, manufacturing, construction, import/export, commerce, high-tech and service industries.
  • Canada has easy access to the markets of the United States and Mexico through the North American Free Trade Agreement (NAFTA).

Canada: a world leader: Canada is endowed with abundant resource wealth that will ensure the strength of its economy for generations to come. In addition to possessing oil sands with reserves second only to Saudi Arabia, 10% of the world's forests and 20% of the world's fresh water, Canada has been able to harness these great resources to become the third largest diamond-producing nation, and the first producer of hydroelectricity worldwide.

Staking new ground in the digital economy In addition, Canada also prides itself on being at the forefront of progressive knowledge-based industries, such as aerospace technology, wireless communications, and medical, pharmaceutical and genetic research. Plus, thanks to the best educated workforce in the world, Canada is producing a wide variety of innovative products that are changing the way we live.

Improving quality of life worldwide Some of the innovations that are uniquely Canadian include: the Canadarm, the mechanical arm used to manoeuvre payloads and inspect the exterior of the Space Shuttle planes; high-speed Zefiro trains designed and manufactured by Bombardier; and, the BlackBerry, developed by Research in Motion to support email, mobile telephone, text messaging, and web browsing.

Canadian trade goes global The long-term growth of the Canadian economy is secured thanks to continued profitable trade made possible through the North American Free Trade Agreement (NAFTA) and membership in the association for Asia-Pacific Economic Co-operation (APEC). Canada's enduring ties with the United States, by far our largest trading partner at $1.7 billion in trade daily, as well as strong historical ties with Europe, the Middle East and Asia, have opened doors to limitless opportunities for immigrant investors.

Strong international ties for prosperity... and peace Beyond the business aspect, Canada is also a prominent member of the United Nations: its multiculturalism and bilingualism providing a model for all members of this world body. Furthermore, over the past 60 years, Canada has strongly advocated resolving global issues in collaboration with other nations, a value best exemplified by Canada's proposal in 1956 of peacekeeping forces to maintain peace and security around the world.

Canada's strong economy, robust trade and the natural resources, as well as its reputation as a good global citizen has helped foreign direct investment in Canada rise to $465 billion in 2005.

Admired and respected "For years, Canada has been one of the pillars of the United Nations; In fact, it would be difficult to imagine the United Nations without Canada. Multicultural and bilingual, your country is a model amongst the members of the organization."

                                                      -Kofi Annan, Former Secretary General of the United Nations

The Canadian economy: performance excellence and prosperity Canada has the fastest growing and most competitive economy of the G8 nations. In fact, Canada is currently enjoying one of the longest periods of uninterrupted economic growth since WWII, thanks to robust foreign trade, highly-skilled workers, quality infrastructures, and great market opportunities in the United States and abroad

Furthermore, the Canadian economy has been growing steadily over the last five years, producing consistently low unemployment rates (approx. 6.5%), large government surpluses, a low inflation rate (approx. 2.4%) and a rising Canadian dollar.

One of the wealthiest nations in the world As Canada is recognized as the most cost-competitive G7 nation in which to do business, the Canadian economy is dominated by the manufacturing and service sectors (retail, tourism, banking, education). However, thanks to its abundance of natural resources, Canada also has healthy industries in the primary sector (forestry, oil, mining) and manufacturing (automobiles).

The future of the Canadian economy is already being secured through the development of a dazzling new knowledge-based economy based on Canada's abundance of knowledge workers and technological capacity.

A top trading partner Canada is the United States' largest trading partner, largely due to NAFTA, which eases Canadian access to more than 420 million consumers across the United States and Mexico.

Additionally, with the creation of fast and efficient road, rail, air and marine routes, most production sites in Quebec and south-western Ontario enjoy greater accessibility to large American markets (New York, Boston, Chicago) than other American production hubs.

Led by economic powerhouses like Toronto, Montréal and Vancouver, Canada is successfully leveraging their connection to the lucrative U.S. market and the world.

Some interesting facts about Canada's economy:

  • The national inflation rate has averaged only 2.2% over the past five years
  • Canada is the only G8 nation to run surplus budgets in recent years
  • Canadians have seen seven consecutive federal budget surpluses since 1997
  • Canada has the lowest cost of living among G8 countries and the highest quality of life

A Soaring Canadian Economy and a Plummeting National Debt

Canada is currently enjoying one of the longest periods of uninterrupted economic growth since the Second World War.

A Canadian Innovation

The BlackBerry, an innovation that is uniquely Canadian, supports email, mobile telephone, text messaging, GPS, and web browsing.

Business Opportunities Canada's rich and vast natural resources have greatly contributed to expanding its national economy. However, with the surge in knowledge-based industries, innovations in key technology sectors, and a dramatic rise in high-tech exports, Canada now offers investors like you unlimited growth potential.

Average Annual Growth Rates of Foreign Direct Investment
by Industry (%) 1990-2005

Industry

Average Annual Growth (%)
1990-2005

 Electrical & Electronic Products

13.4

 Energy

12.0

 Services & Retailing Industry

11.3

 Communications

10.6

 Finance & Insurance Industry

10.1

 Transportation Equipment

9.2

 Food, Beverage & Tobacco

8.7

 Metallic Minerals & Metal Products

8.5

 Machinery & Equipment

8.0

 Chemical Products & Textiles

8.0

 Construction & Related Activities

6.2

 Wood & Paper Industry

 3.6

 Source: Statistics Canada, May 2006


Sowing the seeds for growth

If you dream of starting your own business, it is easier to start a business in Canada than in any other G8 nation. With over $465 billion of annual foreign direct investments, generous tax incentives and flourishing R & D, Canada offers the most favourable environment for making your business vision come true.

Strategic relations with the United States

As the fastest growing and most competitive member of the G8, Canada benefits from strong international ties to Europe, Asia and the United States. Thanks to its strategic location and the signing of the North American Free Trade Agreement (NAFTA), Canada gives business people like you access to markets in the United States and Mexico with a combined gross domestic product (GDP) of over US$11.4 trillion.

Opening the door to world markets Thanks to strategic locations on the west coast, a successful Asian community, and the port of Vancouver, Canada has unique access to Asia-Pacific markets which promise long-term potential.

The Middle Eastern community in Canada is growing every year. To help all Canadian companies who want to do business internationally - including emerging Middle East markets - the Canada Trade Commissioner Service has offices located in 12 cities across the country, as well as 140 offices worldwide, to find new markets abroad and identify key contacts.

Furthermore, the province of Québec is conveniently located near the United States border, with the city of Montréal a mere 90-minute drive from the beginning of major U.S. markets. The Port of Montréal, as well as two international airports, also ensures that merchandise can be quickly moved to European markets. Not only does Canada offer the ideal environment for starting or investing in a new business, but it also offers the infrastructure and location to help international business people create strong relationships with major world markets.

Low labour costs Canada's competitive position vis-à-vis the G8 has improved substantially in the past 10 years as the skills and productivity of Canadian workers have risen while labour costs have dropped. As a result, Canada continues to record the lowest operating costs among the world’s 11 major economies.

Canada’s  aerospace industry is one of the most advanced in the world and has been an important contributor to the pioneering NASA space program since the 1960s. From the latest in flight simulation technology to cutting-edge robotics, Canada leads the way.

Canada has placed a strong emphasis on medical, pharmaceutical and genetic research, which in addition to providing a multitude of commercial applications also improves the lives of Canadians and people around the world.

Commercial aircraft manufacturing, microchip production, and everything in between: Canada encourages all forms of industry by ensuring a healthy economic climate. If it can be built, it can be sold, and Canadians do both exceedingly well!

Canada: excellence in education Education in Canada is structured according to a standard system, with Québec standing as the sole exception (see tables below). Children may go to preschool up until the age of five, when they begin attending kindergarten, the last step before their primary school education. In Québec, children also have the option of learning both French and English.

Canada's goal is to make world-class education accessible to all Canadians. To this end, Canada’s provinces have created a strong public school system alongside a private school system that is structured by language or religious affiliation. As a result, Canada possesses one of the best educated workforces in the world.          

*All university degrees can be obtained by students of any age, as there is no limit on a student's age at this level. Also, students are not obliged to obtain all their degrees immediately one after another.

Just how dedicated is Canada to education? Canada ranks 3rd in the world, far ahead of USA (26th) and Mexico (53th) in secondary school enrolment.

Canada outperforms the United States in educational system, educational assessment, language skills, economic literacy, quality of engineers.

Canadian universities: producing tomorrow's leaders  Canada has devoted generous allocations to ensuring that a university education is within the means of all who call Canada home. As a result, Canada's internationally-recognized universities ask tuition that is as low as one-tenth that of an equivalent university in the U.S., and nearly half of the population over 15 has attained a post-secondary or university degree.

For the foreign student, savings at Canadian universities are even greater as they will pay tuition fees that are lower than those in the U.K., Australia, New Zealand, and the United States.

Educated and ambitious Canada ranks among the world's leaders in per capita spending on public education, because quality of education creates increased employment opportunities, greater wealth and a better future. In Canada, the high educational level has been a strong contributor to the country's favourable standard of living, as well as to putting success and empowerment within the immigrant student's reach.

Québec universities: lowest tuition fees in Canada In addition to a network of French-language universities in several Québec cities, the province also boasts four world-class universities in Montréal: McGill University (English), Concordia University (English), Université de Montréal (French), Université de Québec à Montréal (French).

Thanks to the presence of these quality educational institutions, Montréal ranks first among all Canadian cities for the number of students per capita (4.17 students per 100 inhabitants) and ranks second in all North America.

McGill is consistently in the top ranks of Canadian universities. In addition to being Canada's top-ranked medical-doctoral university, McGill is also the only Canadian university to appear in the top 50 in the world in all categories of the 2006 Times Higher Education Supplement annual rankings.

Furthermore, HEC is Canada’s first and most prestigious management school. Founded in 1907, the Montréal-based HEC is listed in the Which MBA? guide issued by The Economist, and was named in Newsweek's Top 10 of 2006.

University education is divided into three levels: Students obtain a bachelor's degree after three or four years of full-time study. This degree allows students to enter the job market.

A master's degree is conferred after two years of full-time study and the writing of a thesis or the completion of an internship. 

A doctorate/PhD is the highest university degree.

According to the most recent census data, Canada’s internationally recognized universities award an average of over 125,000 undergraduate degrees, 23,000 master’s degrees, and nearly 4,000 doctorates—every year!

Some Interesting Statistics

  1. Canada's internationally-recognized universities award an average of over 125,000 undergraduate degrees, 23,000 master's degrees, and nearly 4,000 doctorates - every year!
  1. Canada's education system has produced no less than 18 Nobel Laureates, most recently for economics in 1999
  1. Women are well represented in universities, receiving more than half of all degrees conferred.
  1. A list of the Top 100 global universities published by Newsweek Magazine in August 2006 named three Canadian universities in the top 50: University of British Columbia, McGill University (Montréal), and École Polytechnique (Montréal).

Education Advantages: Affordable World-Class Education

Would you like your children to take advantage of Canada’s exceptional education system? Desjardins’ Immigrant Investor Program could mean substantial savings, because families who relocate here and become permanent residents benefit from the same low tuition fees Canadians enjoy. The substantial savings on the cost of your children's education alone more than justifies the cost associated with a Business Immigrant Investor, especially though the Desjardins Immigrant Investor Golden Plan.

Save On World-Class Education

A comparison of the cost of education in Canada between foreign and permanent resident students  

Case 1: A foreign family with two children

Case 2: A Desjardins Immigrant Investor
Program family with two permanent resident children

Average annual international tuition fees: $CAN17,400/child/year

Average annual Canadian tuition fees:
$CAN4,400/child/year

Cost of tuition:
2 children x 4 years
x $CAN17,400/year = $CAN139,200

Cost of tuition:
2 children x 4 years
x $CAN4,400/year = $CAN35,200*

*A savings of $104,000 over the option necessitating international student fees

Education Expenses: $CAN139,200
Golden Plan: $0
Total Expenses: $CAN139,200

Education Expenses: $CAN35,200
Golden Plan: $CAN120,000
Total Investments: $CAN155,200

 

 

Benefits after graduation:

Benefits after graduation:

No permanent resident status

Permanent resident status
or Canadian citizenship for the whole family

Graduates need authorization to work, live, and travel in Canada is required

Graduates can work, live, and travel in Canada

University diploma

University diploma


Higher education at a lower cost!

Canadian Immigration: Due to its low population growth rate and abundance of available resources, Canada encourages skilled workers and business people from all over the world to make Canada their homeland. Each year, Canada accepts between 200,000 and 250,000 new immigrants.

Immigrants to Canada become eligible for Canadian citizenship within three years of arrival in Canada with landed immigrant or permanent resident status.

Multiculturalism Canada encourages its immigrants to retain their unique cultures. Nowhere else is there such a diversity of cultures existing together in a highly tolerant and peaceful society.

A land offering freedom and security Canada recognizes cultural and ethnic differences as essential parts of its national fabric, and welcomes with open arms immigrants from more than 100 countries.

Canada ranks first among the G8 countries in providing equal opportunity to all its residents.

Once arrived, regardless of gender, language, race, religion or ethnic origin, immigrants enjoy the same rights, privileges, and freedoms as every other citizen of Canada.

One of the most welcoming nations on earth It is easy to feel safe and welcome in Canada, because the Canadian Charter of Rights and Freedoms protects the freedoms of every Canadian citizen or permanent resident.

One of the safest places on earth Furthermore, thanks to a stable political environment, a low crime rate, and a judicial system structured to protect the individual, Canada is generally considered to be one of the safest places in the world to do business and invest in. You and your family can look forward to joining an open, multicultural society that protects the needs and rights of every man, woman and child.

A comfortable, secure place to live in  Over the last decade, the United Nations has consistently named Canada as one of the best countries in the world to live in. This achievement is partly due to the fact that Canada provides its citizens with a wide range of affordable housing options and a far-reaching transport infrastructure that ensures safe travel over long and short distances.

Plenty of room for everyone Life in Canada is best described as safe, affordable and bursting with potential. Boasting six Canadian cities ranked among the top 10 most cost-competitive cities, Canada offers many housing options, most of which are located within an easy distance of schools, shops and community services.

  • When it comes to housing, you are sure to find the housing type to best accommodate you and your family. Prices will vary considerably, depending on if you choose to rent or own your new Canadian home. It will also depend on where you live and the type of housing that you choose:
  • Detached or semi-detached home (ex. bungalow, multiple-storey)
  • Townhouse
  • Condominium
  • Apartment

Thinking of buying? Compare prices first!

AVERAGE HOUSING COSTS ACROSS CANADA (URBAN CENTRES)
Purchasing cost in $CAD, as of June 2008

 Housing type

Standard 2-storey home
(3 bedrooms)

Standard condominium apartment
(2 bedrooms)

St. John's, Nfd.

$250,000

$193,000

Charlottetown, P.E.I.

$185,000

$120,000

Fredericton, N.B.

$197,000

$126,000

Halifax, N.S.

$260,000

$179,000

Montréal, Que.

$326,400

$206,700

Toronto, Ont.

$548,000

$314,150

Winnipeg, Man.

$242,200

$138,100

Regina, Sask.

$254,000

$190,000

Calgary, Alta.

$397,700

$285,033

Vancouver, B.C.

$730,375

$335,625

*Source: Survey of Canadian House Prices, Second Quarter 2008, The Royal LePage Survey

 

Travel in comfort and security

Most Canadian cities have highly-developed urban transportation systems that include buses, streetcars, and trains. Some of the larger cities, such as Toronto and Montréal, have a subway, modelled on the same great systems of London or Paris.

However, Canada is - by and large - a car-centric society. Thanks to the relatively low prices of gas and automobiles, as well as a well-maintained road infrastructure, more and more Canadians rely on cars for most daily travel.

As the second largest country in the world, Canada has a far-reaching air and rail infrastructure to allow you to easily travel across the province or around the world. Canada has many international airports served by all major world airlines, including Air Canada, the national airline. Intercity travel by rail is supplied nationally by VIA Rail Canada, and across the United States by Amtrak.

Culture and diversity: welcoming the world As a country built by immigrants, Canada embraces both multiculturalism and bilingualism. The combination of European, Asian, Middle Eastern and Latin populations has created a vibrant and continuously-evolving cultural scene shaped by many original musical, literary and artistic achievements.

A rich cultural heritage In addition to top-calibre museums, dance troops, theatre companies and festivals that reflect the unique personality of each province and each city, Canada has also been blessed with recognition on the international scene.

The city of Montréal alone has seen the birth of the Just for Laughs Comedy Festival, the International Jazz Festival, and the amazing Cirque du Soleil. It also hosts North America's only F1 race! While Ontario can boast the Toronto International Film Festival, the National Ballet of Canada and the Stratford Festival of Canada.

Big, bold and beautiful nature From the rugged Atlantic beauty of Newfoundland in the East to the towering Rocky Mountains in the West to the stark landscapes of the Arctic, Canada has inspired generations of artists, writers and poets hoping to capture its natural beauty. 

With nearly 10 million square kilometres of stunning and ever-changing landscapes, Canadians do not have to travel long before encountering the wonders and grandeur of nature. City dwellers in Montréal can find themselves surrounded by the lush greenery of the Laurentian mountains within a 40-minute drive, and urbanites in Vancouver need only travel 2 hours by car to be immersed in the majesty of Whistler, Canada's premier resort in the Rocky Mountains.

Winter pleasures  Embrace the beauty of winter!

Here are some of the exciting outdoor activities you can look forward to in Canada:

  • Skiing the Rockies in Jasper, Alberta or at Mont-Tremblant, Québec
  • Ice fishing in Manitoba
  • Skating on the Rideau Canal in Ottawa, Ontario
  • Snowshoeing through Mont Royal Park in Montréal, Québec
  • Dogsledding in New Brunswick

Summer fun

  • Thanks to a blooming spring and Indian Summer, the sun shines in Canada between May and September. Some typical fair weather activities you might enjoy include:
  • Surfing in Tofino, British Columbia
  • Fishing at top-notch lodges in the Yukon
  • Visiting the rodeo at the Calgary Stampede in Alberta
  • Camping in the great Québec wilderness
  • Sailing in Nova Scotia
  • Catching the excitement at the F1 race or the International Jazz Festival in Montréal



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